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photo of TargetBy Farragutful - Own work, CC BY-SA 4.0,. Do you shop at Target? Well, if you do, this little known secret could save you a lot of money. Here's the helpful secret you might not know: Target price matches many of their competitor's prices. It's super simple. Whenever you find an item at Target that is cheaper on a competitor's website, just go to Guest Services/Customer Service. Then show the employee the price at the competitor's website and request a price match.

Future retirees may get more time to gain money that is not taxed when they or their heirs access it. A provision of the federal retirement bill cleared the House of Representatives. It speaks to required minimum distributors or RMDs. RMD is money that must get withdrawn every year from qualified retirement accounts. Qualifying retirement saving accounts include 401(k) plans or individual retirement accounts. The bill proposes the RMD age get raised from 72 to 75. (source)

Disclaimer: This article is meant for informational purposes only. It is not meant to be investment advice. Seek a duly certified professional for investment advice. According to a survey done by bankrate.com, it was found that 21% of Americans (more than 1 in 5) don’t save any of their annual income. However, the good news is that the trend of people investing in systematic investment plans (SIPs) has come into popularity these days. The idea of SIPs is to make people disciplined enough to save money regularly. Your money will keep growing over time when the market is bullish. Investing continuously for a long period of time is good for your financial health. Here are a few simple ways to save money and make the most out of SIPs.

I have been living debt free for a decade now. It took a lot of focus and discipline to get there but there is security in feeling like you can handle whatever life brings. Financial freedom allows me to take care of myself, my dependents and more importantly, it gives me a buffer for the unplanned. Should I lose my job, experience a significant illness or had some type of catastrophic expense occur, it will not devastate me.

VISA, Mastercard, and other credit card companies know how to catch you and keep you paying. Usually, the minimum amount every month with little to no chance of ever paying the whole amount off. Not unless a rich relative leaves you their fortune.