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This Addendum changes the Wachovia Visa Gift Card Cardholder Agreement (“Agreement”). All terms defined in the Agreement will have the same meaning when used in this Addendum. If there is a conflict between the Addendum and the Agreement, this Addendum will control. Except as expressly amended by this Addendum, the Agreement remains in full force and effect. The section of the Agreement titled “Arbitration,” is deleted and replaced with the following: Arbitration Any controversy or claim between you and us, including, but not limited to, those arising out of or relating to the card, this Agreement, or any related agreement or any claim based on or arising from an alleged tort, shall at the request of either party be determined by arbitration. The arbitration shall be governed by the Federal Arbitration Act (Title 9, U.S. Code), notwithstanding any choice of law provision in this Agreement, and under the authority, and the applicable consumer rules and procedures of, the American Arbitration Association then in effect. Arbitrator(s) must be licensed attorneys with expertise in the substantive laws applicable to the subject matter of the dispute. The arbitration shall take place in the state in which you live. Neither you nor we shall be entitled to join or consolidate disputes by or against others in any arbitration, or to include in any arbitration any dispute as a representative or member of a class, or to act in any arbitration in the interest of the general public or in a private attorney general capacity. We will pay any costs that are required to be paid by us under the arbitration administrator’s rules and procedures, and subject to applicable law. If the arbitrator rules in your favor on any claim presented, we will reimburse you for arbitration filing fees you have paid up to Get a $500 Wells Fargo Gift Card Now . Unless applicable law states otherwise, each party will pay their own attorney, expert, and witness fees. This rule applies no matter which party wins arbitration.

Amazon has debuted its subscription-based audio book service Audible in India, offering access to over 200,000 audiobooks. The online retail giant noted that the service is still in beta, with plans to "add more Indian & international audiobooks" on a daily basis.

The Circle K Gift Card is a reward and so much more. The Circle K Gift Card is more than just a cash alternative; it’s a way to say Thank You, Happy Birthday and Congratulations! It offers you the ultimate in flexibility and shopping convenience.

least a million visitors a year to your website... Hi Neil ... I remember you saying that you get at least a million visitors a year to your website... I wanted to ask you exactly how that happens and how other people can copy that success. So what would be your first steps, what would you recommend? Well, it’s not anyone's thing, it’s obviously a combination of lots of different things that pull in traffic. I don’t do much advertising myself so I couldn’t say one way or another whether that brings in a lot of user traffic. The two main things I rely on are the associate program that I’ve had since about 1998. I’ve got about 4,000 affiliates now so they send me a lot of traffic. So starting an affiliate program actually works very well. And search engine strategies -- I get a lot of traffic from being listed in Yahoo and listed in Google and they send me a lot of traffic so between the two of those and recurring traffic from when I mention something in my newsletter I use a link to the Scam-Free Zone even if it just redirects somewhere else, and links to customers when I email the customers I put links in there that go through the Scam-Free Zone. So I would say those three main things: the associate program, search engine traffic, and residual traffic from just emailing my lists. Okay. It’s interesting you say you don’t actually do any advertising. When you were starting out a few years ago did you do some advertising then? No, I was just too tight to spend any money on advertising so I really didn’t, I just optimized a few pages for the search engines and then it snowballed from there. I didn’t do too much search engine optimization, I’m not completely skilled at that, I just optimized a few pages and that brought in traffic and then gradually built on it by launching new products which always generated more traffic because the affiliates would then put up more links and things like that. It just snowballed really. I do actually do a little bit of advertising though, I shouldn’t say I don’t do any because someone will probably say "Hey, I know you advertise". I have a sponsored listing on Yahoo, and that’s probably responsible for quite a bit of traffic but I don’t actually track that, I couldn’t say how much I make from that whether it’s profitable or not because they only send traffic to the root domain name, so I haven’t actually analyzed that traffic. Could you explain what exactly is a sponsored ad in Yahoo and how do you use that? Well first of all you have to be listed in Yahoo so you have to pay their listing fee just to get into the directory. That’s about $200, is that right?

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Albert Keshet caught a unique moment on camera when a flock of starlings amazed him by creating the shape of a teaspoon filled with sugar up in the sky. The one-of-a-kind photo made him do a double-take. The inspiring view was also a touching birthday gift.

Sometimes one toy just isn't enough ...TWO toys are WAY better! Follow us here and on Instagram for more adorable Kobe Kontent: <a href="https://www.instagram.com/airbudkobe">https://www.instagram.com/airbudkobe</a>/

Show this video at any Leafy stores in California and get an exclusive 10% off with promo code NB10! (offer valid until Dec.31st) Looking for a place to get some fresh greens to brighten up your home? Look no further! Leafy just opened their first Southern California location this year in the heart of old town Pasadena on Colorado Boulevard, with 3 other stores in Northern California. Walking inside feels a bit like a cozy jungle environment. Fresh plants that thrive inside, modern pots, and all the plant parenting supplies you might need. Pasadena | Los Angeles | California Explore local as local #HolidayJoy