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The Emergency Rescue Mortgage Assistance Program (ERMA) Uses Federal Funding to Provide Financial Assistance and Counseling for Homeowners. On Feb. 8, the State of New Jersey launched the Emergency Rescue Mortgage Assistance Program (ERMA), a federally financed program for homeowners who have been negatively impacted by the COVID-19 pandemic.

NJ Treasury: Revenues Track Closely to Targets, Despite May Dip Due to Shift in Last Year's Income Tax Filing Deadline. The New Jersey Department of the Treasury reported that May revenue collections for the major taxes totaled $3.282 billion, down $2.072 billion, or 38.7 percent, below last May.

It always chimes to have a Law ensuring optimal Wage for Everyone. A wage or the employer distribution of security derived solely from others paid to an employee is the primary way most people on our planet thrive. Almost all of us work hard for what we earn, but our sweat and blood earnings do not always yield the fair value of our hard work. In a free and minimally regulated economy, we expect the market to adapt eventually, and we earn what we deserve. Nevertheless, wage fairness is becoming more scrutinized amid all the prevailing legalized monopolies such as economic rent, the Fiat money, and licensing practices. That is why some turn into the artificial manipulation of minimum wage.

New affordable housing to be built.Marc Albert, KRCB Sonoma County News. A large, affordable housing complex in Santa Rosa is closer to breaking ground. If all goes according to plan, 135 local families struggling to keep a roof over their heads, will find safe harbor in December of next year.

(Tom Williams/Getty Images) Young parents living in Baltimore could be eligible for a $1,000 cash payment each month for 24 months as part of a new pilot program to reduce poverty.

Some Pennsylvania residents have reported that they have been waiting for months to collect their unemployment checks. The reason given by the PA Office of Unemployment Compensations was that the system "was not set up to withstand" the stress of a pandemic mixed with widespread fraud.

Many Americans have always joked about world war three, but as of right now in April of 2022 we are at war and it is getting out of control. From such a heavy impact of Covid, many Houstonians have yet to secure a dependable job or source of income. Rent is still behind, our children and loved ones are still getting sick. "Take the covid vaccine", we are told repeatedly. Yet over and over we see one after another still contract covid even after being vaccinated. The drastic surge in gasoline prices has increased Houston road rage dramatically, if you only had a quarter tank of gas and you are in Houston traffic you just might run out of gas before you make it to your destination. If you only had $10.00 to your name until payday, you have to choose between putting gas in your car to go to work....buying your family something to eat for dinner..... The choices we Houstonians are left to face are almost inhuman, and our state leaders believe it is a great job to migrate non-Houstonians to our city and give them all state benefits they won't even approve for you. Your state leaders believe it is a great job to migrate non-Houstonians to our city and give them the job that you just applied for three days ago by the way your application was going to be denied anyway. Why you may ask, due to the fact there's an immigrant who has the same needs as you is chosen because its bad in their home country and our country has no problem helping outside people but a great problem in helping the American people who have been here. The state of Texas has so many helping programs examples; ebt, housing, and Medicaid, however, statistics show only approximately 40% of Houston actually receive state benefits but 80% of immigrants receive state benefits after migrating. There are not enough jobs available, the price of gas is costing meals, and the increase in rent has families sleeping in their cars with nowhere to go and no hope for better because we are at WAR. WELCOME TO WORLD WAR 3.

According to a roughly, roughly 4 out of 5 Americans live paycheck to paycheck. I’ve been there at times and it can be very stressful counting down the days to payday. If you find yourself there more often than you’d like, there are a few steps you can take to get ahead of those upcoming bills. In this post, I will show you exactly how to stop living paycheck to paycheck by reorganizing your finances and your priorities.

PR Image Factory (Canva Pro license.) Most financial advisors warn that renters should pay no more than 30% of their income on rent. So, for example, if you make $3,000 per month, you would want to cap your rental cost at $1,000 per month.

Pennies on the dollar.Photo by NeONBRAND on Unsplash. Oklahoma’s hourly minimum wage is $7.25 and has not increased since 2008. It adopts the federal minimum wage, and since 1983 the minimum wage has been as follows:

I have been living debt free for a decade now. It took a lot of focus and discipline to get there but there is security in feeling like you can handle whatever life brings. Financial freedom allows me to take care of myself, my dependents and more importantly, it gives me a buffer for the unplanned. Should I lose my job, experience a significant illness or had some type of catastrophic expense occur, it will not devastate me.

Social Security beneficiaries will see a 5.9% increase in their monthly checks starting January 2022, but experts warn the increase may not counter the rate of inflation. Social security benefits will increase 5.9% this year (2022), making it the biggest increase in benefits since 1982. However, experts are concerned that the increase won’t be enough to combat the rising cost of goods and living.

Passive income seems such an attractive way to make money; while you sleep, while you play, and while you chase your passion. Well, not all of it is true. There is a lot more involved than just following your passion that goes into creating streams of passive or residual income, whatever you want to call it.

We paid off over $80,000 in debt in 20 months, primarily using side hustles and extra jobs. In this video, I cover the best side jobs, side hustle ideas, that you can start today to make extra money. Learn about the different types of side hustles we had, how much we made, and the different ways you can think about making some extra money to pay off debt, save money, and change your financial life.

Figuring taxes before April 15Kelly Sikkema/Unsplash. Time is running out on making your year-end tax decisions. These decisions can make a big impact on your tax bill come April. It's even more important if you are saving for retirement, have investments outside of retirement accounts, or even if you itemize your deductions.

Everyone desires passive income in this economic climate but not many of us know where to and how to start it. Digital MarketingPhoto by Austin Distel on Unsplash. Imagine you wаkе up аt an ungodly hоur. Drіvе tо the office thrоugh tоtаl gridlock аnd ѕtrееtѕ jаmmеd wіth other half-asleep commuters. Slog thrоugh еmаіl аftеr mіnd-numbіng еmаіl untіl thе ѕwееt rеlеаѕе аt fіvе о’сlосk.

What taxes are NJ residents paying and where is our money going? Or better yet, where should our money be going?. New Jersey residents pay some of the highest state taxes in the country. Morristown Minute recently published an article about Morristown, NJs Biggest Problems, where we identified areas in which Morristown Struggles significantly.