Avoid Making These Mistakes in your 20s

Riley Blue

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Many of my friends think it’s okay to order takeaway every night. According to them, they are living their best life and sampling the good food from all eateries across the city. As Healthline puts it, “While an occasional night of fast food won’t hurt, a habit of eating out could be doing a number on your health.”

There are several side effects of eating out daily, primarily:

  • Heart disease and risk of stroke owing to poor cardiovascular health.
  • Headache, mental health issues, and increased risk of depression.
  • High blood pressure, cholesterol, and weight gain.
  • Bloating, puffiness, and increased risk of type-2 diabetes.

Reframing this mindset

Based on personal experience and some help from Healthline, here are some tips you can apply to stop eating out frequently:

  1. If you can cook, get yourself some utensils. If you can’t, hire someone to cook for you.
  2. Plan your meals so you don’t end up ordering takeaway in a fit of impulse.
  3. Protein makes you feel more full than other macronutrients like carbs. Fill your diet with healthy sources of protein, so you don’t feel hungry so often.
  4. Try fruit and slowly give up manufactured sugar.
  5. Think of junk food more as a luxury than a need. Reframe your brain to stop sending messages of craving and desire when you see junk food displayed in front of you.
  6. Make health and fitness a part of your daily conversation. That way, the need to eat healthily and work out will be ingrained in your brain, and it will be easier for you to push yourself to keep working out.

3. The importance of being financially secure

It took me a week-long trip with my friends to realize that most of them have zero personal finance knowledge. For them, saving is something you do when you’ve exhausted all your desires and grown “older.” The little money they’ve managed to stop squandering is holed up in their bank accounts.

What’s more, it’s become quite normal to be “fashionably broke” — to have enough money to spend on clothes and other consumeristic comforts, but never enough to spend on yourself.

It’s time to stop this.

Your 20s are your most valuable years. If you squander them on monetary pleasures and make no investment in your emotional, intellectual, and financial health, then you’ll end up losing a large chunk of your possible wealth in the future.

Reframing this mindset

When you’re out with friends, don’t compare spending habits and talk about how bad you are at managing your finances. Instead, discuss your savings and learn where they invest their money. Educate yourself on how to make your money work for you.

Aside from that, here are some tips published in Forbes about how you can make the best self-investments in your 20s:

  • Invest early to utilize the power of compound interest. The earlier you start, the better rewards you can reap.
  • Clear up all loans first, get rid of debt, and bring your spending under control.
  • Think of your money as a tool you can use to create the life and lifestyle you want via smart choices regarding spending, savings, and investing.
  • Ramp up your savings as you age.

In short, Invest in your personal, professional, and financial growth in whatever ways you see fit. “Read as many books as you can and attend conferences that support your growth,” says Colorado financial advisor Matthew Jackson of Solid Wealth Advisors.

Final Words

Your 20s are the perfect time to grow, evolve, and embrace the best version of yourselves. Don’t waste these precious years spending all your money on materialistic comforts without being aware of your carbon footprint. A healthier planet implies a healthier you.

Take care of your body. It’s your first and last home in this life. Don’t fill it with fast food all the time, and consciously take time out for exercise.

Become financially aware. Control your spending, stay away from loans, and educate yourself on the best practices on how to make your money work for you.

These are simple steps. But if every 20-something applied them, they would well be on the path towards embracing the best version of themselves sooner rather than later.

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