Berkeley Payments: The Tier 1 Payment Provider That's Been Flying Under The Radar

Listen up, fellow Americans! I've learned the hard way that hospital billing is a minefield. My personal experiences have taught me one crucial lesson: NEVER pay a hospital bill without thorough scrutiny. I once received a mysterious bill during college that turned out to be for someone with my same name who had no insurance. Last year, they overcharged me $100 and even sent it to a collection agency after I spent hours on the phone challenging it.

I thought buying a townhouse was the safer bet. Less maintenance, right? Well… joke’s on me. The HOA fees are outrageous, and surprise—still tons of repairs! Multiple leaks, roof issues… I’ve poured so much money into fixing things, and honestly, I probably would’ve spent the same fixing up a small house. At least then I’d have a yard. I want another dog, but now I feel stuck waiting years to afford a house. Looking back, those SFHs that needed work weren’t that bad. I wish I hadn’t been so scared of the unknown.

The Young and the Restless spoilers suggest a major twist in the Aristotle Dumas mystery, one that could shake up Genoa City’s power players. This secretive billionaire has kept fans intrigued, especially since no one has seen his face.

When I bought my first house, I thought I was finally free—my own space, my own rules. Then I met the HOA. At first, it seemed harmless. A small monthly fee, some basic upkeep rules. No big deal, right? Wrong.

Liberty, Ohio — What was meant to be a joyful weekend, a homecoming, a picnic, and a mother gathering groceries for a celebration—turned into a mystery. Somewhere between the checkout line and the park, something went wrong. By the time the sun rose again, a mother of three had vanished, leaving a running car, unanswered questions, and a family still waiting for her return.

Have you ever wondered why your cat seems to prefer one person over everyone else? While cats are often seen as independent, they form strong bonds with certain people based on trust, comfort, and routine. Here’s how cats decide who their favorite human is.

U.S. Senator Mitch McConnell introduced The Protecting American Farmlands Act, legislation that reduces the tax burden on selling farmland, encouraging farmers to keep their land in agricultural production and curbing the loss of farmland across the country.

Cereal is a quick and convenient breakfast choice, but not all brands offer the nutrition needed to start the day right. Many popular cereals are loaded with sugar, artificial flavors, and refined grains, making them closer to dessert than a healthy morning meal. These cereals can cause blood sugar spikes, energy crashes, and contribute to long-term health issues like obesity and diabetes. Below are some of the worst cereal brands to avoid.

CALIFORNIA – California federal judge William H. Alsup, ordered, March 13, the Trump Administration to reinstate thousands of employees who were recently mass-fired. Alsup ordered immediate reinstatement of terminated probationary employees of the Veterans Affairs, Agriculture, Interior, Energy, Defense, and Treasury departments. These agencies must also cease termination of probationary employees, effective immediately.

After years on food stamps, that first grocery trip paying with my own money hit different. Weird? Yeah. But also incredibly empowering. There's this unspoken milestone when you transition from needing assistance to standing on your own - a quiet victory that might not make sense to others but means everything to you.

PORTSMOUTH, VA - In the mid-1990s, Portsmouth, Virginia, was shaken by two tragic discoveries when workers at a trash plant facility discovered the remains of two infant girls whose identities remain unknown. Their lifeless bodies were found in the trash at a local waste management facility. The community named these infants "Baby Angel Valentine" and "Baby June." Their cases have haunted the city for decades, symbolizing lives lost before they could even begin.

Hey everyone, let’s talk about this: If someone is riding your bumper, do you speed up or play it cool? Here’s my recent experience. I merged onto a winding road heading home (no-passing zones, obviously), and the car behind me was basically glued to my rearview. I gradually increased my speed from 55 to 65 mph over the first 5 miles, but they stayed dangerously close. When we hit the long, straight stretch? I pressed the gas pedal to the floor. Lost ’em temporarily, but then they started gaining speed again—only to pull into my neighbor’s driveway like nothing happened.

I don’t know why I didn’t do this sooner. Dating an older man is the most relaxing experience of my life. He talks about exactly three things—his investments, his espresso machine, and his perfectly curated vinyl collection. And honestly? I just sit there, sip my coffee, and let him handle everything else.

Here’s my story: Doctors dropped the “Stage 4” bomb like a surprise party invite I wasn’t RSVP’d to. They said, “You’ve got about a month.” Spoiler alert: I’m here to ruin that party.

Folks, check out this epic fail from my landlord: Rent shot up by $275 in January, and their “repairs” are straight-up crayon-level disasters. Instead of fixing the rotting wooden columns, they just hammered tons of nails into the base like they’re building a Pinterest project. Then, to cover up the white paint nightmare on our lawn, they rinsed paint buckets directly on the grass and… ​

LOUISVILLE — Jonah Bevin has secured a six-month protective order against his adopted father, former Kentucky Gov. Matt Bevin. Jonah, 18, smiled as he left a fourth floor courtroom in downtown Louisville after a Tuesday hearing before Jefferson County Family Court Judge Angela Johnson, who approved an order agreed to by the parties.

If your dog lives chained in the yard or banished to a doghouse, they’re not family—they’re prisoners. I’ll never understand the mindset of getting a social, pack-bonding animal just to isolate them in the cold/heat/boredom.

For many, headaches are an all-too-familiar part of daily life. Whether it’s the dull throb of tension or the sharp pulse of a migraine, reaching for medication can feel like the only option. But what if relief could come from your plate instead of a pill bottle?

Buying a condo and dealing with renovations was exhausting enough, and now this… I've been so unlucky lately. I bought my place in December and registered with the HOA, only to find out they raised the fees starting February. I contacted the HOA and found out they notified the seller about the hike a few days after I signed the contract. But here's the kicker: none of this was disclosed in any of the documents I received. I’m starting to feel like the seller intentionally hid this from me. Does anyone know if the seller is legally required to give me all the disclosures before I signed? Feels like I just got blindsided, and I have no idea what to do next.😮‍💨

(MA) Meet Bebe, a tiny little pup who is ready to dive into your heart and pocket. This Tea Cup Yorkie is truly itty bitty weighing only 3 pounds! This sweet older pup has spent her whole life loved by a single owner, but sadly that person had to move into a nursing home that does not allow dogs. Therefore, through no fault of her own, Bebe entered Great Dog Rescue New England's care and has transitioned well into her foster home. That being said, she will be very happy when she can be the main lady in someone else's life again. Could she be looking for you?

Gen X’ers swear they had Mad Max-level freedom as kids: biking miles alone, playing in woods until streetlights came on, and surviving on PB&Js packed in brown paper bags. But millennials/Zillennials side-eye this like, “Sure, Jan.” So—did 80s parents really not care, or is this just Hollywood romanticizing?

As a 45+ vegetarian since my 20s, I’ve prided myself on clean eating—until my recent bloodwork showed high cholesterol. How?! I mostly eat whole foods like lentils and quinoa, though I’ll admit to weekly indulgences in processed meat substitutes (Beyond Meat, Daiya cheese). My doctor warned that coconut oil in vegan snacks and sugary sauces might sneak in saturated fats.

A friend of mine just helped his mother secure a Section 8 apartment in a great neighborhood. The place is beautiful, but the upfront costs? Absolutely insane. The landlord required $15k upfront, including a broker fee, just to allow her to rent under Section 8.

Sandy Paws Rescue Inc., a dedicated foster-based rescue in Massachusetts, recently introduced a happy little dog named McFlurry who is searching for her forever family. This petite possible Maltese mix, rescued from a rural shelter in central Texas, has already proven herself to be an adaptable and charming companion in her foster home.

What you eat before bedtime can have a big impact on how well you sleep and how rested you feel in the morning. The right nighttime snacks can help you fall asleep faster, stay asleep longer, and even improve the quality of your rest. The key is choosing foods that promote relaxation, support healthy digestion, and contain nutrients linked to better sleep.

If you rely on Section 8 or invest in rental properties, you’ll notice this. They’ve changed the way they calculate voucher amounts, and it could seriously impact renters and landlords.

Today, a cashier made me feel small for using my EBT card while carrying a Coach wallet. What they don't understand is that I bought this wallet on deep clearance for $30 five years ago. I've carefully maintained it, cleaning and conditioning the leather to make it last.

Sandy Paws Rescue Inc., a dedicated foster-based rescue in Massachusetts, recently introduced a gentle, eager-to-please dog named Ava, who has already overcome so much in her short life. Ava was rescued from a rural shelter in Central Texas and is estimated to be about five years old. “Ava spent her early years being used for breeding and living in a garage. She came from a neglectful situation—shockingly, at the hands of a former police officer—and is now beginning her journey toward healing,” explains the nonprofit rescue who stepped in to help her find her forever family.

U.S Senator Rand Paul this week introduced the Nutritious SNAP Act of 2025 to restore personal responsibility and state flexibility to the federal food assistance program. The purpose of the bill is to confront an uncomfortable truth: while the Supplemental Nutrition Assistance Program (SNAP) was created to fight hunger, it is now fueling a new public health crisis — obesity and chronic disease — by subsidizing the purchase of junk food with taxpayer dollars.

After tons of trial and error, I finally found three affordable skincare products that actually do the job. On my third bottle already. Super gentle, no stinging, and the light rose scent is soothing. I drench cotton pads with it (no guilt at this price), and my skin feels refreshed and hydrated.