Top 4 Books for Debt Free Seeking Individuals!

Michael Benjamin

They always say, leaders are readers. It takes a leader to do something uncommon like pay off your student loan debt, so I don’t think it’s a coincidence that we can confidently say that there’s a tie between reading certain books and financial success.

I like reflecting on my student loan debt journey, because I know certain things that I experienced or did can be of value to you in your own pursuit. Given that, I read certain books and want to highlight four of them that were pivotal for helping me grow as a person, which gave me the power to utilize my growth in my favor during my journey. You may or may not have read these books, but there’s power in me highlighting them, because you can now consciously understand that you can use the information from these books to make your journey easier.

Paying off student loan debt is a game. As a game, you have to have the mindset to make commitments to yourself to stack the odds in your favor, which will make the game easier to play. Without further ado, let’s dive into the four books you need to commit to reading or re-reading for the sake of your debt free journey and taking control of your relationship with money.

1. The Richest Man in Babylon by George S. Clason

The Richest Man in Babylon is regarded as one of the most inspiring books on wealth ever written and I don’t disagree. This book is written similar to the way the Bible is, in terms of its style (you’ll understand what I mean when you read it), but it was important in helping me understand how to view my utilization of money.

I had a decent mindset already, but the principles of saving excessively that’s demonstrated in the book helped me significantly. When I mention Debt F..R.E.E. I’m not only talking about my podcast (shoutout to the Debt F.R.E.E. podcast, which you can follow on Instagram @debtfreepodcast) but I’m talking about F.R.E.E. meaning Financial Reset, Extreme Execution.

The Richest Man in Babylon gave me that financial mindset reset which I firmly believe is necessary to keep you motivated during your journey. I’m also personally reading it again at the moment to set the pace for my prosperous financial year. Even though I’m debt free, the work doesn’t stop. You always have to be consistent with the information you choose to consume, and you need to consume The Richest Man in Babylon immediately! Like I said, I’ve read it before, so I’m confident I will gain new takeaways this time around! You can grab it here and please do because I get credit when you do. Help me since I helped you!

2. The Alchemist by Paulo Coelho

You might be questioning why I included The Alchemist by Paulo Coelho, but stay with me. This book was great in helping me remember the importance of the personal legend and the fact that Santiago was looking for outward treasure, when in reality the treasure was within him the entire time. This is important as it applies to money, because you have to understand that when you’re on your debt free journey you need to place your focus on improving yourself as a person rather than chasing the money. When you grasp this simple concept, but also grasp it consciously, you’re on your way to a financial prosperous lifestyle. You can grab The Alchemist below for your reading! This is still one of my favorite books I’ve ever read so don’t take this recommendation lightly!

3. The 4 Agreements by Don Miguel Ruiz

The 4 Agreements is a classic read that you’ve probably read, and if not heard of, so it shouldn’t be a surprise it made this list. The purpose that it served was similar to the purpose that The Alchemist served. The life principles to always do your best and be impeccable with your word for example, were life-changing for me during my debt free journey. If I was at 9% battery life, it recharged me back to 100% as I read through the information. I knew that I made a promise to myself that I would be debt free within one year so I had to be impeccable with my word. I also had to do my best. I couldn’t leave anything on the field or I was lying to myself and going against the rules that Don Miguel Ruiz laid out for us. This is a book I recommend to read annually, if not a couple times a year if you need it for that financial mindset reset, so go and grab it below!

4. You are a Badass at Making Money by Jen Sincero

You are a Badass was a great book as well during my journey. I would describe it as unique. I say this, because it helped me learn that we don’t have to be serious about finances 24/7. She has a playful style of how she puts her words together, so it made talking about finances and experiencing my student loan debt journey fun. This was an eye-opener for me, because I think most people get turned off by finances because it may seem boring on the surface, but it’s what you make it. When I understood this, I immediately had a better relationship with money and it was no surprise I needed to credit this book for that change in perspective. You can grab that below!

Closing Remarks

As you can see, money isn’t a one-size fits all topic of discussion. I read different books that served different purposes to ultimately help me with my one goal: pay off my student loan debt instantly. I encourage you to make a commitment to read each and every book on this list as soon as you can. However, don’t fall victim to analysis paralysis or just reading to say that you read. I would rather hear you’re still trying to figure out how to apply page 6 instead of you mentioning you’re on page 200 and you didn’t apply ONE thing. We’ve got some reading to do so let’s get straight to it!

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I was blessed to pay off my student loans within one year back when I was 23-years-old so my mission is to help you pay off your student loans quickly through taking control of your relationship with money, while helping you with strategies and tips to pay off your debt quickly.


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