How to Check Status of Stimulus Payment 2 If You Didn't Get One

MegStewart

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When the first round of stimulus checks started arriving in the Spring of 2020, I held my breath and checked my bank account almost daily for more than a month.

I hardly dared to hope that my payment would come. But I couldn’t help it. As a single mom with two minor children still at home, that much money was nothing to sneeze at.

The days ticked by and everyone I knew was getting their payments, yet still nothing for me. My mother got hers, my daughter, other family and friends.

I have to admit I grew a bit bitter as the days sped past. And then suddenly, there it was, pending in my bank account.

Sadly, that payment didn’t include the amount for either of my two minor children. I did some research and checked several different sites to see if there was a way to get that other payment, but nothing panned out.

I resigned myself to the fact I would have to wait to claim the missing amount when I filed my taxes in early 2021.

Still, $1,200 was a welcome addition to my budget and I wasn’t going to complain too much.

I was grateful to have the ability to fix my car, and pay off my living room furniture,, something I’d been wondering how I was going to fit into my budget in the coming months.

It was such a relief to have the extra money to get things taken care of that needed done.

And life went on, well as best it could in the midst of a global pandemic and lockdown.

About a month or so after everyone had received those first payments, I woke up to find a second deposit, for the $500 for each of my two minor children pending in my bank account.

Yippee!

Too Good to Be True?

When rumors and talk began circulating about another stimulus package, I was doubtful such a thing would see reality.

Washington, and indeed the entire country was in upheaval.

So much was happening, so many people were dying from COVID-19 and it seemed almost selfish to hope for another payment.

I prepared somewhat when the first news of COVID-19 broke and it became clear it was going to get worse.

We had enough food, and little by little over those first few weeks I stocked up on supplies like laundry soap, pet food, and other necessities.

My coaching business was growing despite the fact so many others were losing jobs and income.

I counted myself lucky. I put my head down and kept growing my business.

Stimulus 2 Payments Arrive

Now just over six months later, a second round of economic stimulus payments have indeed gone out.

Once again, this time I received the $600 for myself right away, but the additional amount for my two children is mysteriously missing.

The deposits and checks went out in record time in early January 2021 which is good.

But many people who received the first stimulus payment quickly, didn’t get one at all this time.

Including several older people I know who are on fixed incomes.

I don’t understand why elderly and those on fixed incomes who received the payment last time would just not get them this time.

It’s disappointing and tragic, It doesn’t make sense. And till now it seemed there was just very little recourse.

As we all know, reaching the IRS by phone is pretty much impossible and has been for nearly a year.

Hope for Those Who Haven’t Received Stimulus Payment 2

The irs.gov site has been updated in recent days. I found it today.

The website now includes a way to check on the status of your stimulus 2 payment in addition to the first one.

Once you check on the status of your payment, you can check other things and get information about how to claim any missing funds.

Head on over to the website linked above. Scroll down to the first button that says “Get My Payment” and click there.

Be ready to provide the following information:

  • Social security number
  • Date of Birth
  • Address
  • Zip Code

Once you provide your information you will either get a message indicating when and how your stimulus payment was deposited or a message that states they either do not have sufficient information at this time OR you are not eligible.

This message does NOT automatically mean you aren’t eligible for a payment. It could mean your bank account information was incorrect or there was some other issue.

To find out more information on how to get your payment you can read about the Recovery Rebate Credit.

If you receive a message via letter that your payment was in fact, issued to you but it’s been more than 5 days and you haven’t received it, you can request a payment trace. Read the section near the bottom of the Request My Payment section which was updated on January 22, 2021.

A final note about scams. As with any type of financial activity, the scammers are out in full force at this time.

Scammers are looking to take advantage of people who are not paying attention to try and get your personal information.

If you give them this information, they can easily re-route or intercept your stimulus 2 payment.

Make sure that when giving out personal information, you are indeed on the IRS.gov website. Protect yourself from scams by paying close attention to emails you may receive over the next several months.

Emails that appear to be from paypal, target, CVS, Walmart, Hulu, Amazon, etc. indicating your account is suspended or payment has failed are easily faked.

These can look VERY realistic and include the correct logo and other information.

The quickest way to tell if an email is a scam is to check the “From” email address in the top left corner of the email.

If the email address seems to include random letters, numbers, or anything other than the company name, it’s a scam.

When in doubt, initiate direct communication with the IRS or company in question by calling or typing the website URL into your browser bar yourself.

We can all use a little help. May the cash be with you in 2021.

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With fifteen years of freelance experience, Meg founded Freelance Filter in 2019 to help writers and small business owners learn the technology needed to do business better online. She currently offers private coaching to writers and small business owners. Her favorite nonfiction writing projects deal with marketing, SEO, freelancing, productivity, and technology for writers and small business owners. She's currently working on an SEO guide for beginners and a series of short stories. She's a mother of four and "Grammi" of ten.

Madison, OH
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