If you want to get student loan forgiveness, but you don't work in public service, here is what you can do:


In order to get loan forgiveness from your federal student loan, you have to work in a public service field. But what if you don't? In this article, I will tell you how to get loan relief from paying your loan.

Federal loan forgiveness programs are only available for loan borrowers who work in a public service field. If you're not sure what is considered a "public service," the Federal Student Aid office has an outline on their website. You can also call them at 1-800-4-FED AID, and they'll be able to help clarify this for you.

Now that we've covered that, what options do loan borrowers who don't work in the public sector have? Well, there are loan forgiveness programs that are available to non-public employees.


If you're a teacher, then a loan for school is available for teachers working in low-income schools. The National Civilian Community Corps can help loan borrowers get loan relief if employed full-time with AmeriCorps. There are also loan repayment programs for nurses and doctors who work with the Department of Veterans Affairs or Indian Health Services. All of these options require some form of paperwork, so make sure you keep track of your employment information!

The important thing to remember about getting loan forgiveness is that there isn't just one option out there! Many people assume that they have three choices: public service loan forgiveness, income-driven repayment plans, and loan consolidation. However, loan borrowers have a multitude of loan repayment options.

On top of loan forgiveness for public service workers and loan repayment programs for nurses and doctors, there are also loan refinancing options available to almost anyone with student loans! If your credit score isn't what you'd like it to be, the LendKey Student Loan Refinancing program can help! Not only can they provide you with a lower interest rate and monthly payments (which leads to less money paid towards interest and more towards paying off principal!), but they've also got a borrower-friendly interface that makes the process easy to understand.

Before we end this article, we need to cover one more thing: income-driven repayment plans. These are great options for loan borrowers who don't qualify for loan forgiveness and loan repayment programs.

These plans base your monthly loan payments on how much you make, which can help ease your financial situation. They also offer loan forgiveness after 20-25 years of on-time loan payments! That's a long time to get loan relief from paying off your federal student loans.

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