Baltimore, MD

First-time homebuyers in Baltimore may be eligible for $20,000 forgivable loan

Kaleah Mcilwain

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A street in the Charles Village area in Baltimore, Maryland.(Flickr)

The city is increasing first-time homebuyer assistance to $10,000 for eligible households and an additional $10,000 will go towards qualified homebuyers purchasing homes in impact investment areas.

The new incentives will be effective on May 1 for applications submitted on and after that date.

To qualify, buyers must purchase a home for owner-occupancy and have a household income at or below 80% of the area median income (AMI). Currently, AMI is $55,950 for a household of one, $63,950 for two, or $79,900 for four, according to the city's news release.

To know if a property is in an impact investment area, visit this map and unselect all layers except impact investment areas.

A total of $2.5 million is available for the program through the Baltimore City Department of Housing and Community Development (DHCD) to increase Baltimore's population of middle-income families.

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Journalist with a background reporting on local communities, now living in and reporting on the Baltimore area. Find me on twitter!

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