Nevada homeowners can still get thousands for their mortgage in stimulus money

Jake Wells
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If you’re a homeowner or renter and you're struggling to pay for your housing, here's some good news for you, as several options are available to help you financially. In fact you can get up to $100,000 for your mortgage. (source)

How to apply for the Homeowner Assistance Fund

The Homeowner Assistance Fund is part of the American Rescue Plan Act of 2021, which provides up to $9.961 billion for every state, territory, and tribal entity in the United States (source). This program was intended to help Americans avoid foreclosures and loss of utilities during the economic disruption of COVID-19.

Although the program is federally funded, funds are administered by the states. Residents of Nevada may apply at this site. You may qualify if you:

  • Own and live in a home in Nevada as your primary residence
  • Experienced financial hardship after January 21, 2020 such as lost income or higher expenses due to COVID-19
  • Are unemployed or underemployed
  • Suffered a significant loss of income or reduction in income or a significant increase in expenses due to the pandemic.

Federal Homeowner Assistance Funds must be used by September 30, 2025.

The further we get from the pandemic, funds for some of these programs become more scarce, so click on the websites above today to see if you qualify.

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