Michigan residents can get up to $25,000 in new government program

Jake Wells

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Did you know that you may qualify to get up to $25,000 in money for your mortgage in Michigan? Here’s more information about these government programs that can give you money for your house payment.

Find out if you qualify for financial support

The Homeowner Assistance Fund is part of the American Rescue Plan Act of 2021, which provides up to $9.961 billion for every state, territory, and tribal entity in the United States (source). This program was intended to help Americans avoid foreclosures and loss of utilities during the economic disruption of COVID-19.

Although the program is federally funded, the funds are administered by the states. If you're a resident of Michigan, you can apply at this site.

Funds may be used for delinquent mortgage and housing expenses, including payments, back taxes, escrow shortages, condominium or homeowners’ association fees, homeowner’s insurance, utilities or internet services.

You may qualify if you meet the following qualifications:

  • Own and live in a home in Michigan as your primary residence
  • Experienced financial hardship after January 21, 2020 such as lost income or higher expenses due to COVID-19
  • Have a household income less than 150% of Area Median income

Federal Homeowner Assistance Funds must be used by September 30, 2025. Please hurry as these programs are first come, first served.

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