Orlando, FL

Who Is Eligible For The Down Payment Assistance Program in Orlando?

Enjoy Orlando
The City of Orlando’s Down Payment Assistance (DPA) Program provides assistance to qualified first-time home buyers for down payment and closing costs associated with purchasing a home. This article will clearly introduce DPA program around several different aspects.

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1. Who is Eligible?

The program has both requirements for the applicants themselves and their income.

The applicant must be a first-time homeowner, that is, he/she must not have owned a home in past three years. BUT there are some exceptions:

  • Displaced homemaker
  • Single parent
  • Former/future Parramore resident
  • City of Orlando employee
  • Teacher/school administrator
  • Public safety personnel

(Some requirements apply to exception)

About the income requirements, the applicant can search "2021 Income Eligibility Limits" online because income limits are based on the area median income and are updated annually by the Florida Housing Finance Corporation.

2. What Houses are Eligible?

  • Located within the City limits of Orlando
  • New or existing single-family home, townhouse, or condominium (mobile homes & trailers are not eligible)
  • Property may be owner-occupied, vacant, or occupied by the applicant; tenant-occupied property is not eligible
  • Homes must meet property standards for health and safety prior to the release of funds

3. How Much Assistance is Available?


4. Does Assistance Need to be Repaid to the City?

  • If you remain in the property and do not rent, sell or convey ownership of the property during the lien period, the loan will be forgiven.
  • The lien will be forgiven and a satisfaction of mortgage will be recorded once the lien period is completed and the homeowner has complied with all requirements.

What is mentioned above are the relevant policies of the DPA program. Welcome to share more detail below.

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