Overcoming Impulsive Spending

Daniella Cressman

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Disclaimer: This is not financial advice. Please speak to an expert before making any decisions.

Finally, I’ve learned to control my spending, even though I want literally every shiny silver object that enters my line of vision, and genuinely believe it will all change my life for the better!

In the past, I'd even go as far as to tell myself that spending money will make me money in the future, even though that wouldn’t exactly help anything if I kept blowing throw my cash like a maniacal unicorn trotting down seemingly endless rainbows until the sun finally came out!

This was for a lot of different reasons: I felt like I didn’t trust myself with money — and that mistrust ran deeper and deeper since I didn’t exactly change my behavior for a very long time.

1. BUDGET

No matter how much you are earning, it's important to budget: Every dollar should be accounted for.

2. PAY IN CASH

If you are like a lot of people, chances are it will be far too easy to spend more than you'd planned to.

If you leave your cards at home and simply pay in cash, you've solved the issue entirely.

3. CREATE A LIST BEFORE SHOPPING

Too many of us go to the grocery store before eating lunch and take nearly everything off of the shelf, only to discover that we've only eaten half of it by Wednesday of the next week!

If you have a list and add up each item on a small calculator, you'll never have to feel stressed about paying more than you'd planned to during checkout!

It can be difficult to control our impulses, especially when a lot of us attach our self-worth to how much money we happen to have in the bank at any given time, but it's important to manage this area of your life so that you can have more peace of mind, even if that means cutting back a bit on your expenses.

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Canadian-American author writing about local politics, personal finance, & dining in Albuquerque.

Albuquerque, NM
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