California represents over a fifth of the value of all homes in America. U.S. housing stock now worth $43.4 trillion.

American Household News

Zillow.com report says value of all U.S. housing had record $6.9 trillion increase in 2021.

America's housing stock is now worth more than $43.4 trillion, according to a new analysis by Zillow. That's more than two and a half times the value of all commercial real estate in the U.S.

The Seattle-based Zillow and Zillow.com said U.S. housing increased in value by a record $6.9 trillion in 2021. That was double the previous largest annual gain, which was $3.7 trillion in 2005.

By a wide margin California saw the largest total increase in housing stock value - gaining $1.3 trillion in 2021. The next closest state to that increase was Florida - with a gain of $571 billion. Texas, New York, and Washington rounded out the top five states based on gain in housing value, according to the Zillow report.

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Homes in California account for more than one fifth of all housing value in the United States.Photo from Stacker.com

California alone represents more than 21 percent of all the nation's housing stock value - with $9.2 trillion in residential property. By comparison, New York has $3.2 trillion in total housing value. Texas has $2.7 trillion. Massachusetts has $1.5 trillion. Together those three states account for a little over 16 percent of all housing stock value in the U.S.

"Even in the context of a year in which several housing records were topped, the scale of the housing market's growth in 2021 is eye-popping," said Zillow senior economist Jeff Tucker, in a press release on the findings. "Not only did prices rise faster than ever, but more homes were built than in any year since 2007 as builders raced to meet demand. Skyrocketing home values may be celebrated by longtime homeowners, but are daunting for those trying to buy their first home. This year is likely to be less competitive for buyers, but it will continue to be a sellers market."

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Zillow.com graphic

The total value of all U.S. housing is now twice what it was worth a decade ago. At that time, America was still mired in in the Great Recession - which followed the market crash and economic free fall of 2008 and 2009.

Even in the context of a year in which several housing records were topped, the scale of the housing market's growth in 2021 is eye-popping. - Zillow senior economist Jeff Tucker,

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