Infertility treatments can be a financial burden for many couples. In Vitro Fertilization (IVF), for example, can cost upwards of $15,000 - $30,000 per cycle, and there is no guarantee that it will be successful.
Other fertility treatments, such as intrauterine insemination (IUI) and ovulation induction, are typically less expensive, but they also have a lower success rate. Some couples may choose to pay for fertility treatments out of pocket, but others may opt for insurance coverage. However, not all insurance plans cover fertility treatments and those that do often have strict limitations. As a result, couples who are facing infertility may need to consider the financial implications of treatment before making any decisions.
Furthermore, the process of asking family members to contribute to an IVF "fund" can create a great deal of stress and drama, as you are about to discover.
"Please tell me I'm not going crazy"
Rebecca Flood reported in Newsweek that a woman chose to invest her own money to launch her personal bakery venture instead of funding her sister's IVF treatment.
The author, a 34-year-old female, begins her story by explaining that she has a younger, 29-year-old sister, who has been desperately wanting to get pregnant for the last five years.
In spite of her efforts, she has suffered from infertility issues throughout the process. In the author's account, the immediate family, including the parents, has contributed generously to the cost of IVF treatments.
Some of her previous failed pregnancies were high risk and she had to quit most of her jobs halfway after getting pregnant and her husband makes just enough to support both of them. So, to help them financially my parents along with one of my paternal aunts set up a small fund to support the IVF procedures.
As many as 25 members of the author's family and friends contribute money annually to fund the unsuccessful treatments. As time passed without results, the number of contributors plummeted to approximately seven.
The author explains:
Since then it has been nothing but pressure to donate more from my side. I have stood my ground and said no and everyone keeps guilt-tripping me. My sister keeps taking loans after loans and I don't know but the anger and stress of it all are being projected onto me.
Additionally, the author disclosed that she donates up to $7,000 per year. But this year, she decided to invest the money in a new business instead.
I instead decided to start and invest in a small baking side hustle with my friend which I kept hushed for long till we publicized on our social media account.
Eventually, the sister discovered the new business and complained to the family that her sibling was being "cruel and greedy" although she had contributed the most over the years.
It is now the sister's desire that she give up the bakery business and return to supporting her pregnancy dreams.
The author concludes with the following plea:
Please tell me I'm not going crazy. Obviously whatever she says I'm sticking to my baking business plus it is co-operated with my friend I can't just quit the side hustle in a whim.
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